{"id":6906,"date":"2021-11-02T16:29:13","date_gmt":"2021-11-02T14:29:13","guid":{"rendered":"https:\/\/3jenan.com\/blog\/?p=6906"},"modified":"2021-11-02T16:29:13","modified_gmt":"2021-11-02T14:29:13","slug":"%d8%a7%d9%84%d8%b9%d8%b1%d9%88%d8%b6-%d9%88%d8%a7%d9%84%d8%ae%d8%b5%d9%88%d9%85%d8%a7%d8%aa-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%aa%d8%a7%d8%ac%d8%b1-%d8%a7%d9%84%d8%a7%d9%84%d9%83%d8%aa%d8%b1%d9%88","status":"publish","type":"post","link":"https:\/\/3jenan.com\/blog\/%d8%a7%d9%84%d8%b9%d8%b1%d9%88%d8%b6-%d9%88%d8%a7%d9%84%d8%ae%d8%b5%d9%88%d9%85%d8%a7%d8%aa-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%aa%d8%a7%d8%ac%d8%b1-%d8%a7%d9%84%d8%a7%d9%84%d9%83%d8%aa%d8%b1%d9%88\/","title":{"rendered":"\u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u062c\u0645\u0639\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621"},"content":{"rendered":"<ul>\n<li>\n<h3><span style=\"color: #0000ff;\"><strong>\u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u062c\u0645\u0639\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>\u0627\u0644\u0623\u0639\u064a\u0627\u062f \u0642\u0627\u062f\u0645\u0629 \u0648\u0644\u062f\u064a\u0646\u0627 \u0628\u0639\u0636 \u0627\u0644\u0623\u062e\u0628\u0627\u0631 \u0627\u0644\u062c\u064a\u062f\u0629!<\/p>\n<p>\u062a\u0648\u062c\u062f \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u064a\u0645\u0643\u0646\u0647\u0627 \u062a\u062d\u0642\u064a\u0642 \u062e\u0645\u0633\u0629 \u0623\u0647\u062f\u0627\u0641 \u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0645\u062a\u062c\u0631\u0643: \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c<\/p>\n<p>\u0648\u062a\u0641\u062c\u064a\u0631 \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0642\u064a\u0645\u0629 \u0627\u0644\u0637\u0644\u0628 \u060c \u0648\u0632\u064a\u0627\u062f\u0629 \u0648\u0644\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u060c \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0639\u0648\u0627\u0626\u062f \u060c \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u062e\u0644\u064a \u0639\u0646 \u0633\u0644\u0629 \u0627\u0644\u062a\u0633\u0648\u0642.<\/p>\n<p>\u0623\u0646\u062a \u062a\u0639\u0644\u0645 \u0628\u0627\u0644\u0641\u0639\u0644 \u0623\u0646 \u0627\u0644\u0639\u0637\u0644\u0627\u062a \u0647\u064a \u0623\u0643\u0628\u0631 \u0645\u0648\u0633\u0645 \u062a\u0633\u0648\u0642 \u0641\u064a \u0627\u0644\u0639\u0627\u0645.<\/p>\n<p>\u0645\u0627 \u062a\u062d\u062a\u0627\u062c\u0647 \u0647\u0648 \u0648\u0633\u064a\u0644\u0629 \u0644\u0632\u064a\u0627\u062f\u0629 \u0623\u0631\u0628\u0627\u062d\u0643 \u062f\u0648\u0646 \u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 \u0644\u0646\u0641\u0633\u0643 \u060c<\/p>\n<p>\u0648\u0647\u0646\u0627 \u064a\u0623\u062a\u064a \u062f\u0648\u0631 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062f\u0641\u0639 &#8220;\u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221; (BNPL).<\/p>\n<p>\u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0644\u062f\u064a\u0643 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0648\u0642\u062a \u0642\u0628\u0644 \u0645\u0648\u0633\u0645 \u0627\u0644\u0639\u0637\u0644\u0627\u062a \u060c \u0641\u0642\u062f \u062a\u0643\u0648\u0646 \u0625\u0636\u0627\u0641\u0629 \u062e\u064a\u0627\u0631\u0627\u062a BNPL \u0647\u064a \u0627\u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0623\u062b\u064a\u0631\u064b\u0627 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643 \u0625\u062c\u0631\u0627\u0624\u0647 \u0639\u0644\u0649 \u0645\u062a\u062c\u0631\u0643.<\/p>\n<p>\u0648\u0647\u064a \u0645\u0647\u0645\u0629 \u0628\u0633\u064a\u0637\u0629 \u062c\u062f\u064b\u0627.<\/p>\n<figure id=\"attachment_7199\" aria-describedby=\"caption-attachment-7199\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" class=\"size-full wp-image-7199\" src=\"https:\/\/mediacenter.tqniait.com\/wp-content\/uploads\/2021\/11\/\u0627\u0644\u0639\u0631\u0648\u0636-\u0648\u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a-\u0641\u064a-\u0627\u0644\u0645\u062a\u0627\u062c\u0631-\u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629-\u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627-\u0641\u064a-\u0627\u0644\u062c\u0645\u0639\u0629-\u0627\u0644\u0628\u064a\u0636\u0627\u0621-in.png\" alt=\"\u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u062c\u0645\u0639\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621\" width=\"1200\" height=\"800\" \/><figcaption id=\"caption-attachment-7199\" class=\"wp-caption-text\">\u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u062c\u0645\u0639\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621<\/figcaption><\/figure>\n<ul>\n<li>\n<h3><span style=\"color: #0000ff;\"><strong>\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u0645\u064a\u0632\u0629 \u0627\u0634\u062a\u0631\u064a \u0627\u0644\u0622\u0646 \u060c \u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u0627\u064b<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062f\u0641\u0639 \u0645\u0642\u0627\u0628\u0644 \u0639\u0646\u0635\u0631 \u0645\u0627 \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629 \u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062f\u0641\u0639 \u0645\u0642\u0627\u0628\u0644 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637.<\/p>\n<p>\u0648\u0644\u0643\u0646 \u0639\u0644\u0649 \u0639\u0643\u0633 \u062e\u0637\u0637 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0637\u0648\u064a\u0644\u0629 \u0648\u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629\u060c<\/p>\n<p>\u062a\u0633\u062a\u062e\u062f\u0645 BNPL \u0639\u0645\u0644\u064a\u0629 \u0645\u0648\u0627\u0641\u0642\u0629 \u0623\u0643\u062b\u0631 \u0628\u0633\u0627\u0637\u0629 \u0648\u0641\u0648\u0631\u064a\u0629 \u062a\u0642\u0631\u064a\u0628\u064b\u0627 \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n<p>\u0628\u064a\u0646\u0645\u0627 \u064a\u062f\u0641\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u060c \u064a\u062a\u0644\u0642\u0649 \u0635\u0627\u062d\u0628 \u0627\u0644\u0645\u062a\u062c\u0631 \u0643\u0627\u0645\u0644 \u0645\u0628\u0644\u063a \u0627\u0644\u0634\u0631\u0627\u0621 \u0645\u0642\u062f\u0645\u064b\u0627.<\/p>\n<p>\u0647\u0646\u0627\u0643 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u060c<\/p>\n<h4><strong>\u0644\u0643\u0646 \u0627\u0644\u0641\u0643\u0631\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0640 <\/strong><strong>BNPL<\/strong><strong> \u062a\u0634\u0645\u0644 \u0639\u0627\u062f\u0629:<\/strong><\/h4>\n<ul>\n<li>\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0628\u062f\u0648\u0646 \u0641\u0648\u0627\u0626\u062f \u0623\u0648 \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/li>\n<li>\u062a\u062a\u0648\u0632\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0644\u0649 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0642\u0635\u064a\u0631\u0629 \u060c \u0645\u0646 \u0623\u0633\u0627\u0628\u064a\u0639 \u0625\u0644\u0649 \u0628\u0636\u0639\u0629 \u0623\u0634\u0647\u0631<\/li>\n<li>\u0642\u062f\u0631\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u0628\u0644\u063a \u0627\u0644\u062f\u0641\u0639 \u0648\u0639\u062f\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648\u062a\u0643\u0631\u0627\u0631\u0647\u0627 \u0648\u0625\u062f\u0627\u0631\u0629 \u0645\u062f\u0641\u0648\u0639\u0627\u062a\u0647\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642 \u0645\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0648 \u0645\u0648\u0642\u0639 \u0627\u0644\u0648\u064a\u0628.<\/li>\n<\/ul>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0625\u0636\u0627\u0641\u0629 \u0648\u0638\u0627\u0626\u0641 BNPL \u0625\u0644\u0649 \u0645\u062a\u062c\u0631\u0643 \u0639\u0628\u0631 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0629 \u0645\u062b\u0644 <a href=\"https:\/\/woocommerce.com\/products\/woocommerce-gateway-affirm\/\">Affirm<\/a> \u0623\u0648 <a href=\"https:\/\/woocommerce.com\/products\/afterpay\/\">Afterpay<\/a> \u0623\u0648 <a href=\"https:\/\/woocommerce.com\/products\/klarna-payments\/\">Klarna<\/a>.<\/p>\n<p>\u0633\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628 \u062a\u0627\u062c\u0631 \u0645\u0639 \u0645\u0632\u0648\u062f \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0630\u064a \u0627\u062e\u062a\u0631\u062a\u0647 \u060c \u0648\u062a\u062b\u0628\u064a\u062a \u0627\u0636\u0627\u0641\u0629 WooCommerce \u0648\u062a\u0648\u0635\u064a\u0644\u0647 \u0628\u0645\u062a\u062c\u0631\u0643.<\/p>\n<p>\u064a\u062d\u062a\u0648\u064a \u0645\u0639\u0638\u0645\u0647\u0645 \u0639\u0644\u0649 \u062e\u064a\u0627\u0631\u0627\u062a \u0645\u0636\u0645\u0646\u0629 \u0644\u0644\u062a\u0631\u0648\u064a\u062c \u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u062f\u0641\u0639 \u0639\u0646\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u063a\u0627\u062f\u0631\u0629.<\/p>\n<p>\u0648\u0641\u0642\u064b\u0627 <a href=\"https:\/\/www.crresearch.com\/blog\/buy_now_pay_later_statistics\">\u0644\u0623\u0628\u062d\u0627\u062b C&amp;R<\/a> \u060c \u064a\u0642\u0648\u0644 60% \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0623\u0646\u0647\u0645 \u0627\u0633\u062a\u062e\u062f\u0645\u0648\u0627 \u062e\u062f\u0645\u0629 BNPL. \u0644\u0645\u0627\u0630\u0627 \u0623\u0635\u0628\u062d\u062a \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0634\u0627\u0626\u0639\u0629 \u062c\u062f\u064b\u0627\u061f<\/p>\n<p><strong>\u0644\u0646\u0644\u0642\u064a \u0646\u0638\u0631\u0629<\/strong><\/p>\n<ul>\n<li>\n<h3><span style=\"color: #0000ff;\"><strong>\u062b\u0644\u0627\u062b\u0629 \u0623\u0633\u0628\u0627\u0628 \u0644\u0645\u0646\u062d \u0639\u0645\u0644\u0627\u0626\u0643 \u062e\u064a\u0627\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n<ol>\n<li>\n<h4><span style=\"color: #ff0000;\"><strong> \u064a\u0641\u0636\u0644\u0647 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 &#8211; \u0648\u062e\u0627\u0635\u0629 \u0627\u0644\u0623\u0635\u063a\u0631 \u0633\u0646\u064b\u0627<\/strong><\/span><\/h4>\n<\/li>\n<\/ol>\n<p><strong>\u064a\u0642\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0625\u0646\u0647\u0645 \u064a\u0641\u0636\u0644\u0648\u0646 <\/strong><strong>BNPL<\/strong><strong> \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/strong><\/p>\n<p>\u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0644 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u062f\u0641\u0639\u0627\u062a<\/p>\n<p>\u064a\u0648\u0641\u0631 \u0645\u0631\u0648\u0646\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646<\/p>\n<p>\u0644\u062f\u064a\u0647\u0627 \u0645\u0639\u062f\u0644\u0627\u062a \u0641\u0627\u0626\u062f\u0629 \u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629<\/p>\n<p>\u0647\u0646\u0627\u0643 \u0639\u0645\u0644\u064a\u0629 \u0645\u0648\u0627\u0641\u0642\u0629 \u0633\u0647\u0644\u0629 \u0648\u0644\u0627 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u062f\u0631\u062c\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646<\/p>\n<p>\u064a\u062a\u064a\u062d BNPL \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u062f\u0648\u0646 \u0643\u0633\u0631 \u0645\u064a\u0632\u0627\u0646\u064a\u0627\u062a\u0647\u0645.<\/p>\n<p>\u064a\u0641\u0636\u0644 \u0627\u0644\u0643\u062b\u064a\u0631\u0648\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0642\u062f\u0631\u062a\u0647\u0645 \u0639\u0644\u0649 \u062f\u0641\u0639 \u062b\u0645\u0646 \u0645\u0634\u062a\u0631\u064a\u0627\u062a\u0647\u0645 \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629.<\/p>\n<p>\u0625\u0646\u0647\u0627 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u064b\u0627 \u0628\u064a\u0646 \u0627\u0644\u0634\u0628\u0627\u0628 \u060c \u062d\u064a\u062b 69% \u0645\u0646 \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u064a\u0646 \u0645\u0646 \u062c\u064a\u0644 \u0627\u0644\u0623\u0644\u0641\u064a\u0629 \u0648 42% \u0645\u0646 \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u064a\u0646 \u0645\u0646 \u0627\u0644\u062c\u064a\u0644 Z\u060c<\/p>\n<p>\u064a\u0632\u062f\u0627\u062f \u0627\u062d\u062a\u0645\u0627\u0644 \u0625\u062c\u0631\u0627\u0626\u0647\u0645 \u0644\u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u0625\u0630\u0627 \u062a\u0645\u0643\u0646\u0648\u0627 \u0645\u0646 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 BNPL \u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0646 <a href=\"https:\/\/www.forbes.com\/sites\/andriacheng\/2020\/12\/16\/why-retailers-are-embracing-buy-now-pay-later-service-this-holiday-season\/?sh=7016ce7939c8\">Afterpay<\/a>.<\/p>\n<ol start=\"2\">\n<li>\n<h4><span style=\"color: #ff0000;\"><strong> \u064a\u0642\u0644\u0644 \u0645\u0646 \u0647\u062c\u0631 \u0627\u0644\u0639\u0631\u0628\u0629<\/strong><\/span><\/h4>\n<\/li>\n<\/ol>\n<p>\u064a\u0642\u0648\u0644 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0629 BNPL Klarna \u0625\u0646<\/p>\n<p>&#8220;\u0645\u0646\u062d \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u064a\u0646 \u062d\u0631\u064a\u0629 \u0634\u0631\u0627\u0621 \u0645\u0627 \u064a\u062d\u0628\u0648\u0646\u0647 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0642\u064a\u0645\u0629 \u0627\u0644\u0637\u0644\u0628 \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a\u060c<\/p>\n<p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0642\u0644\u064a\u0644 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u062e\u0644\u064a \u0639\u0646 \u0633\u0644\u0629 \u0627\u0644\u062a\u0633\u0648\u0642&#8221;.<\/p>\n<p>\u0647\u0630\u0627 \u0645\u0646\u0637\u0642\u064a \u0644\u0623\u0646 \u0623\u062d\u062f \u0623\u0633\u0628\u0627\u0628 \u062a\u062e\u0644\u064a \u0627\u0644\u0646\u0627\u0633 \u0639\u0646 \u0639\u0631\u0628\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u0642 \u0647\u0648 \u0623\u0646 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0645\u062c\u0645\u0639 \u0644\u062c\u0645\u064a\u0639 \u0639\u0646\u0627\u0635\u0631\u0647\u0645 \u0623\u0639\u0644\u0649 \u0645\u0645\u0627 \u062a\u0648\u0642\u0639\u0648\u0627.<\/p>\n<p>\u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0646\u062d\u0647\u0645 \u062e\u064a\u0627\u0631 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0644\u0649 \u0645\u062f\u0649 \u0628\u0636\u0639\u0629 \u0623\u0634\u0647\u0631 \u060c \u0641\u0625\u0646\u0647 \u064a\u062e\u0641\u0641 \u0645\u0646 \u0627\u0644\u062a\u0623\u062b\u064a\u0631.<\/p>\n<ol start=\"3\">\n<li>\n<h4><span style=\"color: #ff0000;\"><strong> \u064a\u062c\u0646\u064a \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0627\u0644 \u0644\u0639\u0645\u0644\u0643 &#8211; \u062e\u0627\u0635\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0637\u0644\u0627\u062a<\/strong><\/span><\/h4>\n<\/li>\n<\/ol>\n<p>\u0647\u0646\u0627\u0643 \u0627\u0644\u0643\u062b\u064a\u0631 \u0644\u0646\u0642\u0648\u0644\u0647 \u0639\u0646 \u0647\u0630\u0627 &#8211; \u062e\u0627\u0635\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0648\u0633\u0645 \u0627\u0644\u0639\u0637\u0644\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645.<\/p>\n<p>\u0643\u0645\u0627 \u0633\u062a\u0631\u0649 \u0623\u062f\u0646\u0627\u0647 \u060c \u064a\u0632\u064a\u062f BNPL \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u0646\u0641\u0642\u0647 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0648\u0639\u062f\u062f \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u062a\u064a \u064a\u0642\u0648\u0645\u0648\u0646 \u0628\u0647\u0627\u060c<\/p>\n<p>\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0644\u0649 \u0623\u0646 \u064a\u0643\u0648\u0646\u0648\u0627 \u0642\u0627\u062f\u0631\u064a\u0646 \u0639\u0644\u0649 \u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u0632\u064a\u062f \u0627\u0644\u064a\u0648\u0645.<\/p>\n<p>\u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u064a\u0648\u0645 \u060c \u0631\u0628\u0645\u0627 \u062a\u0643\u0648\u0646 \u0632\u064a\u0627\u062f\u0629 \u0623\u0631\u0628\u0627\u062d\u0643 \u0647\u064a \u0647\u062f\u0641\u0643 \u0627\u0644\u0631\u0626\u064a\u0633\u064a. \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0623\u0645\u0631 \u0643\u0630\u0644\u0643 \u060c \u0641\u0625\u0646 BNPL \u0647\u064a \u0637\u0631\u064a\u0642\u0629 \u0631\u0627\u0626\u0639\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0630\u0644\u0643.<\/p>\n<ul>\n<li>\n<h3><span style=\"color: #0000ff;\"><strong>\u0639\u0632\u0632 \u0623\u0631\u0628\u0627\u062d \u0639\u0637\u0644\u062a\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 &#8220;\u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u060c \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221;<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n<p>\u0628\u062f\u0623 BNPL \u0641\u064a \u0627\u0644\u0638\u0647\u0648\u0631 \u0643\u0648\u0627\u062d\u062f \u0645\u0646 \u0623\u0643\u0628\u0631 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u063a\u064a\u0631 \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0644\u0639\u0628\u0629 \u0644\u0644\u062a\u062c\u0627\u0631 \u0645\u0646\u0630 \u0639\u062f\u0629 \u0633\u0646\u0648\u0627\u062a.<\/p>\n<h4><span style=\"color: #ff0000;\"><strong>\u0627\u0646\u0638\u0631 \u0625\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0645\u0646 <a style=\"color: #ff0000;\" href=\"https:\/\/www.pymnts.com\/buy-now-pay-later\/2021\/deep-dive-buy-now-pay-later-and-the-in-store-opportunity\/\">\u0627\u0633\u062a\u0637\u0644\u0627\u0639 Afterpay<\/a>:<\/strong><\/span><\/h4>\n<p>\u0623\u0646\u0641\u0642 \u0645\u0633\u062a\u062e\u062f\u0645 BNPL \u0627\u0644\u0639\u0627\u062f\u064a 1141 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 \u062e\u0644\u0627\u0644 \u0645\u0648\u0633\u0645 \u0627\u0644\u0639\u0637\u0644\u0627\u062a \u0641\u064a \u0639\u0627\u0645 2020.<\/p>\n<p>\u0645\u0627 \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u064a\u0646 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0637\u0631\u0642 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u061f 150 \u062f\u0648\u0644\u0627\u0631\u064b\u0627.<\/p>\n<p>\u0647\u0630\u0627 \u0645\u0627 \u064a\u0632\u064a\u062f \u0639\u0646 7 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0630\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647 \u0645\u0633\u062a\u062e\u062f\u0645\u064a BNPL!<\/p>\n<p>\u0623\u064a\u0636\u064b\u0627 \u060c \u0642\u0627\u0645 \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 BNPL \u0628\u0625\u062c\u0631\u0627\u0621 \u062e\u0645\u0633 \u0639\u0645\u0644\u064a\u0627\u062a \u0634\u0631\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/p>\n<p>\u0628\u0644\u063a \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u0639\u062f\u062f \u0627\u0644\u0645\u062a\u0633\u0648\u0642\u064a\u0646 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u062b\u0644\u0627\u062b\u0629.<\/p>\n<p>\u0647\u0630\u0647 \u0623\u0631\u0642\u0627\u0645 \u0645\u0630\u0647\u0644\u0629. \u0645\u0646 \u0627\u0644\u0646\u0627\u062f\u0631 \u0631\u0624\u064a\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0644\u0647\u0627 \u0645\u062b\u0644 \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u062b\u064a\u0631.<\/p>\n<ul>\n<li>\n<h3><span style=\"color: #0000ff;\"><strong>\u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0642\u062f\u0631 \u0645\u0646 \u0627\u0644\u0646\u062c\u0627\u062d \u0627\u0644\u062a\u0633\u0648\u064a\u0642\u064a \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0639\u0637\u0644\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627<\/strong><\/span><\/h3>\n<\/li>\n<\/ul>\n<h4><span style=\"color: #ff0000;\"><strong>\u0631\u0648\u0651\u062c \u0645\u0628\u0643\u0631\u064b\u0627 \u0648\u0645\u062a\u0643\u0631\u0631\u064b\u0627<\/strong><\/span><\/h4>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a 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\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/p>\n<p>\u062a\u0636\u0627\u0639\u0641\u062a \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062c\u0645\u0639\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621 \u0645\u0646 \u0645\u062a\u0648\u0633\u0637 \u200b\u200b\u062a\u0644\u0643 \u0627\u0644\u0634\u0631\u0643\u0629 \u060c<\/p>\n<p>\u0648\u062a\u0645 \u062a\u062d\u0648\u064a\u0644 \u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0640 Cyber \u200b\u200bMonday \u0628\u0645\u0639\u062f\u0644 \u062e\u0645\u0633\u0629 \u0623\u0636\u0639\u0627\u0641 \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/p>\n<h4><span style=\"color: #ff0000;\"><strong>\u0642\u0645 \u0628\u062a\u0645\u064a\u064a\u0632\u0647\u0627 \u0641\u064a \u062c\u0645\u064a\u0639 \u062d\u0645\u0644\u0627\u062a \u062a\u0633\u0648\u064a\u0642 \u064a\u0648\u0645 \u0627\u0644\u062c\u0645\u0639\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621 \u0648 <\/strong><strong>Cyber <\/strong><strong>\u200b\u200b<\/strong><strong>Monday<\/strong><\/span><\/h4>\n<p>\u0641\u064a \u0623\u0643\u0628\u0631 \u0623\u064a\u0627\u0645 \u0627\u0644\u062a\u0633\u0648\u0642 \u060c \u064a\u062e\u0637\u0637 \u0627\u0644\u0646\u0627\u0633 \u0628\u0627\u0644\u0641\u0639\u0644 \u0644\u0644\u0625\u0646\u0641\u0627\u0642 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0645\u0639\u062a\u0627\u062f.<\/p>\n<p>\u0644\u0630\u0644\u0643 \u0633\u0648\u0641 \u064a\u0642\u062f\u0631\u0648\u0646 \u062e\u064a\u0627\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 BNPL. \u0627\u0644\u0622\u0646 \u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0636\u062e\u0645\u0629 \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629 \u060c<\/p>\n<p>\u0633\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0647\u0645 \u062a\u0648\u0632\u064a\u0639\u0647\u0627 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0628\u0636\u0639\u0629 \u0623\u0633\u0627\u0628\u064a\u0639 \u0623\u0648 \u0623\u0634\u0647\u0631.<\/p>\n<p>\u0627\u062c\u0639\u0644 BNPL \u0645\u062d\u0648\u0631\u064b\u0627 \u0644\u062a\u0633\u0648\u064a\u0642 \u0639\u0637\u0644\u062a\u0643. \u0644\u0627 \u062a\u062f\u0641\u0646\u0647 \u0641\u064a \u0623\u0633\u0641\u0644 \u0627\u0644\u0635\u0641\u062d\u0627\u062a.<\/p>\n<p>\u0625\u0646\u0634\u0627\u0621 \u0631\u0633\u0648\u0645\u0627\u062a \u0644\u0647\u0627. \u0623\u0643\u062f \u0639\u0644\u064a\u0647. \u0644\u0641\u062a \u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647 \u0625\u0644\u064a\u0647. \u0623\u0636\u0641\u0647 \u0628\u062e\u0637 \u0643\u0628\u064a\u0631 \u0648\u0628\u0623\u0644\u0648\u0627\u0646 \u0632\u0627\u0647\u064a\u0629 \u0644\u0631\u0633\u0648\u0645\u0627\u062a \u0627\u0644\u062d\u0645\u0644\u0629.<\/p>\n<p>\u0627\u062c\u0639\u0644 BNPL \u0639\u0627\u0645\u0644\u0627\u064b \u062d\u0627\u0633\u0645\u064b\u0627 \u0628\u064a\u0646\u0643 \u0648\u0628\u064a\u0646 \u0645\u0646\u0627\u0641\u0633\u064a\u0643.<\/p>\n<h4><span style=\"color: #ff0000;\"><strong>\u0642\u0645 \u0628\u062a\u062b\u0628\u064a\u062a \u0627\u0645\u062a\u062f\u0627\u062f <\/strong><strong>BNPL<\/strong><strong> \u0627\u0644\u064a\u0648\u0645<\/strong><\/span><\/h4>\n<p>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a WooCommerce \u060c \u064a\u0639\u062f \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 BNPL \u0623\u0645\u0631\u064b\u0627 \u0633\u0647\u0644\u0627\u064b.<\/p>\n<p>\u0645\u0627 \u0639\u0644\u064a\u0643 \u0633\u0648\u0649 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u064a\u062f\u0647\u0627 \u0648\u062a\u062b\u0628\u064a\u062a \u0627\u0644\u0627\u0645\u062a\u062f\u0627\u062f \u0639\u0644\u0649 \u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u062d\u0643\u0645.<\/p>\n<p>\u0645\u0646 \u0647\u0646\u0627\u0643 \u060c \u064a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0628\u0636\u0639 \u062f\u0642\u0627\u0626\u0642 \u0648\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0644\u062a\u0631\u0648\u064a\u062c \u0644\u0647 \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n<p>\u0644\u062a\u0644\u062e\u064a\u0635 \u0630\u0644\u0643 \u060c \u0623\u0635\u0628\u062d\u062a \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0648\u0642\u062a \u0628\u0633\u0631\u0639\u0629 \u0645\u064a\u0632\u0629 \u0645\u062a\u062c\u0631 &#8220;\u0644\u0627 \u063a\u0646\u0649 \u0639\u0646\u0647\u0627&#8221; \u0648\u0644\u064a\u0633 \u0647\u0646\u0627\u0643 \u0648\u0642\u062a \u0623\u0641\u0636\u0644 \u0644\u0625\u0636\u0627\u0641\u0629 BNPL \u0625\u0644\u0649 \u0645\u062a\u062c\u0631\u0643 \u0645\u0646 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